What Does Your Concession Card Do For You?

Financial Framework Concession Card Entitlements image.jpgWe’re often asked if applying for Concession Cards is worthwhile, we think it is. There are a range of health, wellbeing and enjoyable activities available at either free or discounted prices, as well as supplements and waivers for the cost of utilities.

We clarify which services are available in the tables below, but first, let’s look at who is eligible for the various concession cards.

Concession Cards

We focus on three types of concession cards, there more available however, we’ve focussed on the most popular.

Pensioner Concession Card

You may be eligible for a Pensioner Concession Card if you receive any of the following payments from Services Australia:

  • Age Pension
  • Carer Payment
  • Disability Support Pension
  • JobSeeker or Youth Allowance if you are single, caring for a dependent child and looking for work
  • Parenting Payment if you are single

If you’re over 60, you may be eligible if you’ve been receiving any of the following payments from Services Australia for more than nine months:

  • JobSeeker payment
  • Parenting Payment, if you are partnered
  • Partner Allowance
  • Special Benefit
  • Widow Allowance

You don’t need to apply for a Pensioner Concession Card, if you are eligible you will be sent one.

Commonwealth Seniors Health Card

You can apply for a Commonwealth Seniors Health Card if you:

  • Have reached Age Pension age
  • Are an Australian resident and live in Australia or you hold a special category visa
  • Are not eligible for payments from Services Australia or the Department of Veteran’s Affairs
  • Provide your TFN or your exemption
  • Meet the identify requirements
  • Meet the income test

Your card will be valid for one year, a new one will be sent to you if you remain eligible.

WA Seniors Card

To be eligible for a WA Seniors Card, you will need to be:

  • Aged 63 or above
  • An Australia Citizen or Australian Permanent Resident
  • Reside in Western Australia
  • Work less than 25 hours per week

To apply for a WA Seniors Card, click here.

What your concession card can do for you

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As you can see, concession cards can offer a range discounts and ease living costs. If you’re eligible, you should be taking advantage of these to help you manage your cashflow.

It is very important that you understand that the information above is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser. It is also worth noting that the Australian financial and taxation system is ever changing, and the information above may no longer be relevant. Again, we suggest seeking professional advice from a financial adviser before proceeding.