Our Team

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With Framework Comes Confidence

The Team of friendly faces at financial framework can help you build confidence and certainty around your finances.

Financial Framework's History

After more than 10 years in the industry, Managing Director, Tim Luxton founded Financial Framework in 2013.

It was Tim’s dream to create a new kind of Financial Advice firm; one where the Financial Advisers had empathy for their clients and truly cared about the results they were able to achieve with their clients. He imagined a financial advice firm where advisers could form deep and meaningful relationships with their clients, and it shows.

Fast forward to now and we've been able to help hundreds of people looking towards retirement and improving their current situation.

We manage over $200 million in retirement savings and have helped our clients claim $15 million in insurances.

With this support, some of our clients have been with our advisers for over 10 years now. An incredible milestone for all.

Thanks to our founder’s vision, we have been able to separate ourselves from many of the traditional advice qualities that the rest of the industry share.

As a result, we’ve been recognised as a fair place to go to get financial advice in Perth (just look at the 60+ reviews left online for our team members).

Can Our Financial Advice Really Help You Though?

Financial Framework is a team of financial experts who specialise in helping Generation X (those typically aged in their 40's and 50's).

Why Generation X? They call it the forgotten generation, sandwiched between Baby Boomers and Millennials. However, we know that those in their 40's and 50's have very real needs for financial advice. And it's a very important time of your life to start setting yourself up for retirement.

We can help you to make the tough decision about paying off your mortgage or contributing to superannuation, when's the right time to start planning for your retirement, whether you need insurance at this time of your life or even whether you're eligible for a claim that you weren't aware of (we've helped uncover 100's of thousands of dollars for people that weren't aware they were eligible for insurance claims).

Our services have been set up to cater for families and small businesses that are within the Gen X co-hort. If that's you, we've dealt with so many others just like you, we're bound to be able to help your unique circumstances as well. And if we can't we'll put you in the right direction anyway.

Our financial advice has been designed to optimise your income, spending, savings, investment portfolios, superannuation and insurance.

Financial Planning Company Advice Group

Why Work With A Financial Advice Team? We're very team-oriented around here. In fact, when you work with Financial Framework, you get the best of both worlds: a dedicated Financial Adviser who is focused on your specific needs, and an entire team of experts behind them. We call it the Client Concierge Service. With our Client Concierge Service, we're able to regularly touch base to keep you informed on your financial progress. There's always someone to take your call and we constantly make sure your needs are being met, to your highest expectations.If things do happen to get complicated in your life, or you need to step into new financial territory, we have specialists who can guide you through this as well. Our collective pool of knowledge has become extremely deep over the years, and every member of our team is driven by a genuine love for what we do.The Financial Planning Process - Plan Before You Build The key to growing wealth is to start with the end goal in mind, then plan for it. We help our clients achieve their financial goals by tailoring the most effective plan for them.

Step 1. It starts with a casual discovery meeting where we get to know you and you get to know us (all costs are covered by us)

Step 2. When we are comfortable that we are the right people to help you and you would like to work with us, we will invite you back for a strategy meeting to pull all of the pieces together. We'll have an interactive white board session that will help you to visualise what your financial future could possibly look like

Step 3. We will then work with you to examine your daily, monthly and long-term finances, utilising every possible way to maximise your wealth, improve your tax position and secure your financial future. Once we have achieved this together, we then work to maintain and, where possible, improve your finances, now and into the future.Secure your finances now by talking to a member of our team today.



Financial Framework's Director, Tim Luxton

Tim Luxton

Director/Financial Adviser

Tim has been in the Financial Services industry since 1999 and a Financial Adviser in Perth since 2002. He has completed the Diploma of Financial Planning and has a Bachelor of Business. Tim is also a member of the Association of Financial Advisers.

Financial Framework's Director, Dan Hewitt

Dan Hewitt

Director/Financial Adviser

Dan has completed a Diploma of Financial Planning and became an advisor after an extensive background in commerce, accounting, finance and law. Dan is also a member of the Association of Financial Advisers.

Will Walker

Director/Financial Adviser

Will as been in the Financial Services industry since 2007 and has been advising since 2008. He has completed a Bachelor of Business (Majoring in Finance), an Advanced Diploma in Financial Planning and various other specialty accreditations.

Kellie Dhu

Financial Adviser

Kellie has been in the Financial Services industry since 2007 and became a Financial Adviser in 2009. She has completed her Advanced Diploma of Financial Planning and is currently in the process of completing her Masters of Financial Planning. She is a member of the Financial Planning Association of Australia and the Association of Financial Advisers

Financial Adviser, Joshua Hummerston

Joshua Hummerston

Senior Financial Adviser

Joshua has been in the Financial Services industry since 2010 and has gathered a wealth of financial planning experience. His qualifications include an Advanced Diploma of Financial Planning, Aged Care Accreditation and he is a Self Managed Superannuation Fund Adviser. Josh is also a member of the Association of Financial Advisers

Courtney Moores

Financial Adviser

Courtney joined the Financial Framework Advice Team in 2019. With a long history in financial services, working with motor vehicle loans and home and property loans, he now enjoys working with clients to meet their holistic financial advice needs.

Jay Brennan

Financial Adviser

Jay has been a Financial Adviser since 2008 and has a Bachelor of Commerce from Curtin University as well as the Diploma and Advanced Diploma of Financial Services. Jay is also a member of the Association of Financial Advisers.

Client Liaison Officer, Madeline Reilly

Madeline Reilly

Client Liaison Officer

Maddy has been with Financial Framework since June 2014. Since joining, Maddy has progressed from an admin/reception role to Client Liaison Officer

Financial Adviser, Michelle Saxton

Michelle Saxton

Financial Controller and Office Manager

Michelle joined the team as Financial Controller and Office Manager in July 2017. With 25 years experience in accounts and office management, the business operates smoothly under her influence.

Client Liaison Officer, Rebecca Di Carlo

Rebecca Di Carlo

Client Liaison Officer

Rebecca has been working in the Financial Services industry since 2012. She joined Financial Framework in 2016 as part of our Client Liaison team.

Claims Manager, Christine Ward

Christine Morgan

Claims Manager

Christine joined the Financial Framework Team in January 2015. She brings with her over 25 years of experience in the Financial Services industry.

Scott Curren

Associate Adviser

Scott has been in the Financial Services industry since 2013. He has a Bachelor of Business (Banking and Finance), is a Certified Financial Planner® and a member of the Financial Planning Association.

Receptionist, Joanne Mehana

Jo-Anne Mehana

Receptionist / Client Liaison Officer

Jo-Anne filled the Reception role at Financial Framework in April 2015, arriving with 10 years experience in reception and administrative roles across a variety of industries.