Financial Advice Blog
RBA Decision – July 2025
The Reserve Bank of Australia (RBA) Board decided to leave the cash rate unchanged at 3.85% at its July meeting,...
Combining Superannuation Funds: The Overlooked Tax Risk in TPD Claims
Consolidating your superannuation accounts is often considered a prudent step in streamlining your retirement planning. By merging multiple funds, individuals...
Estate Planning 101: Wills, Trusts and Avoiding Family Disputes
Estate planning is one of those financial to-dos many people put off – often until it’s too late. But having...
EOFY Planning: 5 Last-Minute Moves That Could Save You Thousands
As the end of the financial year approaches, many Australians scramble to get their finances in order. While long-term planning...
The Most Common Retirement Planning Mistakes – And What You NEED To Do Now
For many Australians, retirement can feel like a distant milestone -until suddenly, it’s not. We meet with people all the...
How Do I Know What TPD Insurance I Already Have? Here’s How to Find Out
One of the most common surprises we see at Financial Framework is how many people have no idea they even...
What Happens If Your TPD Claim Is Declined? Here’s What to Do Next
You’ve submitted your Total and Permanent Disability (TPD) claim, gathered all the paperwork, waited patiently—and then the insurer says no....
What Each Party’s Policy Could Mean for Your Retirement Plan
Understanding the retirement and superannuation policies shaping the next federal election As Australians prepare to head to the polls, one...
Own Occupation vs Any Occupation: What It Means for Your TPD Claim
When it comes to making a Total and Permanent Disability (TPD) claim, one of the most critical factors in determining...
Do I need to go to a lawyer to claim on TPD?
Navigating the complexities of a Total and Permanent Disability (TPD) claim can be daunting, especially during a time when health...
Special Market Report – Apr 7, 2025
On April 2, President Trump announced his much anticipated tariffs. The depth and breadth of the tariffs caught many investors...
The Future of Work and Its Impact on Your Financial Plan
As the world continues to evolve, so too does the way we work. The future of work is being shaped...
Australian Federal Budget 2025-26
The Federal budget was handed down last night by the Labor government with Treasurer Jim Chalmers and his government presiding...
Beyond Super: Redefining Retirement Readiness
Retirement has traditionally been synonymous with superannuation, the government-mandated savings plan designed to ensure a comfortable life after employment. However,...
2024 Year in Review
2024 was a year of extremes, a year in which not a lot made any sense, and a year in...
Making the Most of the Festive Season for Your Financial Planning
The Christmas and holiday season in Australia is synonymous with long summer days, festive gatherings, and, often, an increase in...
Understanding Hidden Costs in Aged Care: The Importance of Financial Planning
As individuals age, the necessity for aged care becomes a reality for many families. While the primary focus often lies...
Navigating TPD Claims: Why You Shouldn’t Go It Alone
As a TPD Claims Advocate, one question I hear all the time is, “Why does it have to be so...
The Changing Landscape of Retirement Planning in Australia
The landscape of retirement planning in Australia has seen significant transformations in recent years, impacting how Australians approach their golden...
The Economics of Healthcare: Rising Costs and Financial Planning
In recent years, healthcare costs have been on an upward trajectory, posing significant financial challenges for individuals, families, and businesses...
